Background Image for Header:
Student Health Insurance
All domestic students enrolled in 6 or more credit hours, as well as all international students, will be required to have health insurance that meets the waiver criteria.
Students without an approved waiver on file will be automatically enrolled in the WVU Student Health Insurance Plan (SHIP), administered by Academic HealthPlans (AHP).
Students who have insurance that meets the waiver criteria will have the opportunity to complete the 2026-27 academic waiver to opt out.
What does this mean for you?
· If you already have health insurance that meets the requirements, you will be able to keep your current coverage by submitting a waiver to opt out.
· If you do not have insurance, you will be automatically enrolled in the Student Health Insurance Plan (SHIP), and the cost will be added to your student account.
· If you prefer, you may enroll in another health insurance plan that meets the waiver requirements instead of the SHIP.
· If you are a domestic student enrolled in 5 or fewer credit hours, you will not be eligible to enroll in the SHIP and will not need to complete a waiver.
How do I opt out?
The 2026-27 academic waiver will be available June 1 - July 24.
Domestic students registered for at least 6 credit hours, and all international students registered will receive an email to their MIX accounts from Care26 (noreply@ahpcare.com) to set a password to their new account with AHP's Care26 opt-out waiver and enrollment platform. This process must be completed in order to access the new waiver platform.
Have questions about opting out of the SHIP and the waiver process? Need to ask about the SHIP and your enrollment? Call our partners at AHP toll-free at 1-833-838-6584. Or visit their website, wvu.myahpcare.com , to access their chat feature, Monday through Friday, 8 a.m. to 8 p.m. EST.